ChainATM

ChainATM is an AI wallet agent built by German team Noctra Labs that splits an on-chain action into proposal and approval. A user states a buy, swap, transfer or price query in text or voice, and the model turns the intent into a reviewable transaction proposal listing asset, network, amount, route and fees; nothing is signed until the user confirms on an iPhone.

Execution runs on Privy's embedded wallet, with keys protected by biometrics on the device, and external wallets can be connected instead. Cross-chain swaps route through an aggregation router and the fiat leg uses Coinbase's rails, covering nine networks across EVM chains, Solana and Bitcoin. Purchases of USDC and EURC carry no platform fee, while other assets are charged per transaction. The product ships as a web app and an iOS app, and the team is a member of the German blockchain association.