Embed

Embed is embedded payment infrastructure for vertical SaaS platforms, licensed by the Dutch central bank, that folds online acceptance, point-of-sale and subscription billing into one integration so software platforms can take payments inside their own product. The core is a balance-account system: platforms open sub-accounts for merchants, service providers and end customers and split or route funds between them by rule, which handles transactions with several payees.

Supporting features include phased merchant onboarding so merchants can start processing before paperwork is complete, tiered pricing per customer segment with blended or cost-plus models, and domestic virtual IBANs issued across Europe and safeguarded at tier-one banks for pay-ins and payouts. Fund safeguarding and card-industry security compliance sit in the infrastructure layer, so platforms do not build clearing teams of their own.