Kriptomatについて
Kriptomat is a European cryptocurrency exchange regulated by Estonia's Financial Intelligence Unit (FIU), offering euro-denominated buying, swapping and custody across more than 30 European countries since 2018. It addresses the compliant on-ramp problem for ordinary users: funding via SEPA bank transfer, credit card and Skrill, safeguarding client assets with cold storage and mandatory two-factor authentication, and lowering the barrier with over 20 languages. Its trading mechanics rest on centralized order matching and an internal ledger, with the platform holding user private keys as custodian; spreads and a fixed percentage fee form the main revenue, alongside value-added features like recurring buys and staking.
In the ecosystem, Kriptomat positions itself as a beginner-focused fiat-rail CeFi exchange, competing directly with regulated European platforms such as Kraken and Bitvavo, differentiated by its coverage of Central and Eastern European languages and local payment methods. It offers no margin, futures or direct on-chain DeFi access; its product line concentrates on spot trading, staking and fiat on/off-ramps, targeting retail users who need a simple, legal euro channel rather than professional traders.
Srdjan Mahmutovic — Founder; founded Estonia-licensed crypto exchange Kriptomat, driving crypto adoption across CEE markets.
Dejan Davidovic — COO and Management Board Member; oversees company operations.
Jaka Erjavec — CTO; leads technology and engineering architecture.
Mina Kržišnik — CLO; heads legal and compliance.
Kriptomat charges a base fee of 1.49% for buying with EUR or selling for EUR, and its quoted prices embed a base spread of 1.96%, pushing costs above that level when markets are volatile.
Kriptomat applies a flat EUR 1 fee to EUR SEPA deposits and withdrawals, with both that fixed fee and the dynamic spread shown on the transaction preview screen.
Kriptomat obtained Estonia Financial Intelligence Unit Virtual Currency Service Provider (VASP) licence (FVT000310) and holds Virtual Asset Service Provider registrations in Spain (D718)， Poland (RDWW-408)， Croatia (CASP) and France (CASP E2023-095).