MultichainZ

MultichainZ is an omnichain lending protocol started in 2022 that treats tokenised property, bonds, metals and yield-bearing assets as first-class collateral, letting a user lock collateral on one chain and borrow on another. Real-world assets lack cross-chain liquidity, so borrowers usually bridge before pledging, stacking bridge delay and contract risk onto the liquidation path.

Its omnichain collateral engine moves no assets itself, coordinating credit across chains through intent routing while collateral stays on its home chain and keeps earning, with that yield offsetting borrowing cost. A Sentinel module streams oracle prices and rebalances positions automatically as loan-to-value approaches thresholds. Total value locked stood at about 177,000 dollars in February 2026, concentrated on Plume mainnet, with smaller stablecoin and synthetic markets on Base and Arbitrum.