PaySats

PaySats is a Bitcoin payment channel aimed at the Indonesian market, connecting Lightning to rupiah on- and off-ramps. Users send and receive sats over Lightning, with flows orchestrated through Tether WDK smart accounts, swapped between wrapped bitcoin such as cbBTC and BTCB and IDRX, then settled to BCA bank accounts or local e-wallets, with QR payment adapted to local clearing rules.

The product targets small, frequent payments, mostly between one dollar and everyday spending sizes, so on-chain confirmation and fiat arrival are split into two asynchronous stages to keep users from waiting on blocks. Gift cards and vouchers are handled by a self-built P2P merchant network as a second exit alongside bank rails, with batch settlement endpoints for merchants. The code repository shows a hosted SDK and tenant key system completed in the first half of 2026, plus new collection routing for merchants.